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APPLY TODAY!

Fill out this form to request a link to your loan application and get pre-approved within minutes. Please specify how you want us to sent to you the link, via SMS or email.

We care about your privacy. Please don’t submit sensitive information such as social security numbers, credit card or bank information.
I agree that SouthRay Design & Build can email and call me in response to my inquiry, as well as with tips and offers for similar services.

HOME IMPROVEMENT FINANCING MADE EASY!

Comfortably apply today and fund your next home improvement project!

CREATE YOUR DREAM HOME

Our business partners with Momnt to offer financing so our valued clients have options when paying for home improvement projects.

Promotional financing provides offers that cater to your needs, and allows you to keep more money in your pocket today.

HOW TO GET STARTED

Fill out the form below to ask for a link to the loan application. This can be sent to you via SMS or email.

Submit a short online loan application, and shop financing offers worry-free.

With decisions made instantly and funding, you can pay quickly and easy.

FREQUENTLY ASKED QUESTIONS

Why should I use Momnt?

Momnt offers multiple promotional financing options that can address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically much lower than a credit card.

How does this impact my credit score?

When you fill out an application and view available loan offers, our platform uses a soft pull of credit that will not impact your credit score. If you select an offer to move forward with, then we will run a hard pull of credit that may have a small impact on your credit score.

Where can I use my loan?

Your loan is only valid to pay for products and services offered through the merchant you applied with.

How do I pay back my loan?

For your convenience, Momnt takes payment online or by phone. Please visit paymomnt.com or call 855-943-3485. For security purposes, be prepared to provide your Loan Number and Security PIN to verify your identity and process your payment if paying by phone.

When are my payments due?

Your first payment will be due no fewer than 30 days from the date the merchant settles your transaction. Subsequent payments are due on that date every month for the duration of your loan term. You'll receive monthly statements as a reminder.

How do I pay my contractor?

Your contractor will request payments by sending an SMS message to the number you provide in your application. This message will include information on how to accept or reject payments. Once you accept a payment, your loan balance will increase by the amount of the payment.

What if I don't use the full amount?

No matter what amount you are approved for, you will only be responsible to pay back the amount you spend with your provider during the purchase window, plus associated interest and fees.

How long do I have to transact against my loan?

Once your loan is approved, you have 5 months to

transact against your loan with this business. This is also referred to as your purchase window.

APPLY TODAY !

Fill out this form to request a link to your loan application and get pre-approved within minutes.

Please specify how you want us to sent to you the link, via SMS or email.

We care about your privacy. Please don’t submit sensitive information such as social security numbers, credit card or bank information.
I agree that SouthRay Design & Build can email and call me in response to my inquiry, as well as with tips and offers for similar services.